Driving Financial Inclusion using Technology.

Social Lender is helping drive Financial Inclusion to make financial products and services accessible and affordable to all individuals and businesses, regardless of their personal net worth. Our partnership with EFInA and other financial institutions have taken us to six states (Lagos, Oyo, Ogun, Delta, Kano and Kaduna) in Nigeria providing financial literacy and services to the excluded.

Our goal is to drive Financial Inclusion to make financial products and services accessible and affordable to all individuals and businesses, regardless of their personal net worth.

Exposing them to other financial services, such as savings, credit and insurance, to help start and expand businesses, invest in education or health, manage risk, and weather financial shocks, all of which can improve the overall quality of their lives.

By using financial technology (fintech), we have provided innovative tools to address the problem of inaccessibility to financial services and devised new ways for individuals and organizations to obtain the services they need.

About Social Lender

Social Lender is a lending solution based on social reputation on mobile, online and social community platforms. Small cash requests are offered to members of Social Lender communities with a valid bank account. Cash requests are guaranteed based on the user’s Social profile and reputation.

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  1. # Harvard University: A Legacy of Excellence and Innovation

    ## A Brief History of Harvard University

    Founded in 1636, **Harvard University** is the oldest and one of the most prestigious higher education institutions in the United States.
    Located in Cambridge, Massachusetts, Harvard has built
    a global reputation for academic excellence, groundbreaking research, and influential alumni.
    From its humble beginnings as a small college established to educate clergy,
    it has evolved into a world-leading university that shapes the future across various disciplines.

    ## Harvard’s Impact on Education and Research

    Harvard is synonymous with **innovation and intellectual leadership**.
    The university boasts:

    – **12 degree-granting schools**, including
    the renowned **Harvard Business School**, **Harvard Law School**, and **Harvard
    Medical School**.
    – **A faculty of world-class scholars**, many of whom are Nobel laureates,
    Pulitzer Prize winners, and pioneers in their fields.

    – **Cutting-edge research**, with Harvard leading initiatives in artificial intelligence, public health, climate change,
    and more.

    Harvard’s contribution to research is immense,
    with billions of dollars allocated to scientific discoveries and
    technological advancements each year.

    ## Notable Alumni: The Leaders of Today and Tomorrow

    Harvard has produced some of the **most influential figures** in history,
    spanning politics, business, entertainment, and science.
    Among them are:

    – **Barack Obama & John F. Kennedy** – Former U.S. Presidents

    – **Mark Zuckerberg & Bill Gates** – Tech visionaries (though Gates
    did not graduate)
    – **Natalie Portman & Matt Damon** – Hollywood icons

    – **Malala Yousafzai** – Nobel Prize-winning activist

    The university continues to cultivate future leaders who shape industries and drive global progress.

    ## Harvard’s Stunning Campus and Iconic Library

    Harvard’s campus is a blend of **historical charm and modern innovation**.
    With over **200 buildings**, it features:

    – The **Harvard Yard**, home to the iconic **John Harvard Statue** (and the famous
    “three lies” legend).
    – The **Widener Library**, one of the largest university libraries in the world,
    housing **over 20 million volumes**.
    – State-of-the-art research centers, museums, and performing arts venues.

    ## Harvard Traditions and Student Life

    Harvard offers a **rich student experience**, blending academics with
    vibrant traditions, including:

    – **Housing system:** Students live in one of 12 residential houses, fostering a strong sense of community.

    – **Annual Primal Scream:** A unique tradition where students de-stress by running through Harvard Yard before finals!

    – **The Harvard-Yale Game:** A historic football rivalry
    that unites alumni and students.

    With over **450 student organizations**, Harvard students engage
    in a diverse range of extracurricular activities, from entrepreneurship to performing arts.

    ## Harvard’s Global Influence

    Beyond academics, Harvard drives change in **global policy,
    economics, and technology**. The university’s research impacts healthcare,
    sustainability, and artificial intelligence, with partnerships across industries worldwide.
    **Harvard’s endowment**, the largest of any university, allows
    it to fund scholarships, research, and public initiatives,
    ensuring a legacy of impact for generations.

    ## Conclusion

    Harvard University is more than just a school—it’s a **symbol of excellence, innovation, and
    leadership**. Its **centuries-old traditions, groundbreaking discoveries,
    and transformative education** make it one of the most influential institutions
    in the world. Whether through its distinguished alumni, pioneering research, or vibrant student life, Harvard continues to shape the future in profound ways.

    Would you like to join the ranks of Harvard’s legendary
    scholars? The journey starts with a dream—and an application!

    https://www.harvard.edu/

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